Car accidents can be scary and confusing, especially if you don’t know the next steps. Many people are uncertain about this, especially navigating legal processes.
Many victims don’t understand the importance of reporting a car accident. The entire claim process may seem challenging for someone without prior knowledge.
In this article, we’ll answer people’s common questions about car accident cases. Also, these questions will guide you in navigating the legal process.
What to Do Immediately After a Car Accident?
Immediately after a car accident, you should confirm the safety of everyone involved. Check for body injuries and confirm the extent of car damage.
After this, you should call emergency services at your location. Generally, you don’t need to call emergency services if there is minimal damage and no injuries. However, you must document the accident with the Department of Motor Vehicles (DMV) for official records.
You should also take photos of the accident scene while waiting for the arrival of the right authorities. This allows you to keep a personal record of the car accident. Finally, exchange contact information with the other party.
Should I File a Report with the Police?
In most states, including California, you must file a report if there is significant property damage or injuries. However, it’s ideal to call the police to document minor and major accidents.
This is especially important if the incident involves property damage exceeding $1,000. You may also file a report if one of the parties requests it. A police report is an essential official record for insurance claims and protection during legal proceedings.
How Often Do Car Accidents Happen?
Unfortunately, car accidents are more common than you think. Nearly 43,000 fatal car crashes occur annually in the U.S. These figures represent the number of times people officially report accidents to the right authorities.
Will My Insurance Cover All the Damages?
Depending on your plan, your insurance policy may cover all damages. Comprehensive or collision coverage can help with claims involving your vehicle repairs.
Meanwhile, liability insurance can protect you and cover damages to other parties if you’re at fault.
When Should I Notify My Insurance Company?
You should contact your insurance company about the accident as soon as possible. However, it is essential to contact them as quickly as you can. Any delay may affect your ability to get evidence and secure compensation.
Ensure to provide any vital evidence like photographs and police reports. You should also be honest about the details of the incident, even if you are at fault. Typically, you have two years from the accident date to file a personal injury claim. This is the valid duration for the statute of limitations.
How Do I Prove Fault in a Car Accident Case?
Proving fault means collecting and submitting evidence. This includes eyewitness statements, personal photos, traffic camera footage, and accident reports.
However, you may need to hire a lawyer if both parties can’t agree on who is at fault. The lawyer can prove violations of traffic laws or negligence by the other driver.
Should I Hire a Lawyer After a Car Accident?
Yes, you should hire a lawyer to help you through the car accident’s legal process. A lawyer is essential, especially in cases involving death or severe injuries.
You also need one to file a report and settle disputes with insurance companies. An attorney guides you and ensures you get proper compensation.
What Next?
The answers above should give you a good idea of what to do after a car accident. Use them as a starting point to dealing with such situations, but it is advisable to hire a lawyer to ensure that you have the right assistance.
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